AIMS Financial Group is a 100% Australian owned, international diversified financial services company with a range of business interests in residential and commercial mortgage finance, securitisation, funds management, real estate trust, investment banking and related services.

AIMS was established in 1991 with headquarters in Sydney, Australia and offices in Melbourne and Brisbane (Australia), and Shanghai and Hongkong (China). Plans are underway to further expand its operations across the Asia-Pacific.

Through AIMS Home Loans Pty Ltd, Asutralian Credit Licence Number 389027, AIMS provides a wide range of financial solutions, assisting home buyers and investors with loans at low rates, low entry fees and outstanding service.

Since commencing operations, AIMS’ business has continued to grow, becoming one of Australia's largest non-bank lenders and winning over 30 recognised national awards.

AIMS raises its own funds through AIMS Securitisation Pty Ltd (Australian Credit License Number 287846), which holds an Australian Financial Services Licence (AFS Licence Number: 287846) granted by the Australian Securities and Investments Commission (ASIC). AIMS’ residential mortgage backed securitisation RMBS program involves the issuance of AIMS bonds in the Australian domestic market. As a self-funded lender, AIMS has a distinct advantage over its competitors, as this allows AIMS to offer very flexible lending policies at low rates with no hidden fees.

AIMS has to date directly and indirectly issued over $2.5 billion in RMBS bonds. Its bonds have been rated AAA by the prestigious ratings agencies, Standard and Poor’s and Fitch Ratings.
In addition, AIMS operates a real estate funds management business in Australia, China and Hongkong, targeting investors in Australia and Asia.

AIMS Home Loans takes pride in our fast approvals and friendly customer service with our customers enjoying our 24-hour Loan Enquiry System.

Our professional lending consultants of over 250 nationally have the experience to provide the complete financial solution - tailored to meet customer's individual requirements. In addition to home loans, we offer commercial loans, hire purchase, leasing, deposit bonds, credit cards...

So contact us, apply online, drop in to your nearest AIMS office or visit an AIMS Agency which we call "Local Community Financial Service Centres".

To be recognised as a leading provider of customer friendly financial services.

AIMS is committed to delivering professional flexible financial solutions. We aim to deliver on our promises.

As we do not receive deposits from customers, our funds are raised from capital markets through insurance companies, Government funds, large superannuation funds and other institutional investors. The manner in which we obtain our funds requires us to meet the high standards set by international ratings agencies, institutional investors and mortgage insurers.

AIMS complies with State and Federal legislation which is monitored by the Australian Securities and Investment Commission, the Department of Fair Trading and the Australian Consumer and Competition Commission. AIMS is also a member of the Mortgage Finance Ombudsmen Scheme, Mortgage and Finance Association of Australia, and the Council of Mortgage Lenders.

To provide our customers with even additional security, our mortgages are held in trust by Australia's largest trustee company, Perpetual Trustee Company Ltd.

Finally, we are one of the very few non-bank lenders which issue our own AAA rated residential mortgage-backed securities, giving us greater control over our funds. This financial strength allows us to develop flexible products, with lower interest rates and no hidden fees.

With so many financial institutions in the market today claiming to be better than the next one, it can become very confusing. But consider the following benefits which AIMS provides:

• AIMS is a Lender - AIMS has its own AAA rated Residential Mortgage-Backed Securitisation program.
• So many awards - You don't have to take our word, AIMS has won over 30 recognised national awards for our various home loan products. To see some of these awards, please visit our Awards page.
• 100% Australian owned and operated - AIMS has no foreign ownership and remains fully Australian owned.
• Over 15 years experience - Established in 1991, we are one of the first non-bank lenders in Australia and have a wealth of experience in home mortgages and financial solutions.
• Wide range of financial products - As AIMS is a Lender and operates independently of outside influences, we can focus on developing leading products to help customers achieve their financial goals. All our products represent flexibility, value for money and contain an array of features.
• Tailored and flexible solutions - Sometimes people do not fit into the typical mould or have unique financial requirements. Our consultants utilise our own flexible lending policies to tailor special solutions for people in unusual circumstances, including those who are self-employed, have an irregular employment history or who have had a poor credit rating in the past.
• Contributing to the community - We believe companies bear responsibility toward the local community and we undertake projects that support the communities where we operate.
• Delivering on promises - Many companies promise you everything under the sun but fail to deliver. At AIMS, we ensure we exceed expectations so customers are completely satisfied with our products and services.
• Close relationships with our customers - We believe a relationship doesn't end after your home loan is approved. Our highly trained staff continually keeps in touch with customers to ensure the home loan process is as smooth and trouble-free as possible. Our professional and friendly consultants are available seven days a week to ensure all their needs are being met. AIMS offers 24-hour Loan enquiry systems.
• We speak your language - We understand Australia is a multicultural country. If English is not your first language, we will do everything possible to make our offer clear and easy to understand.

1991	AIMS Home Loans was founded
1994	Became one of the largest non-bank lenders in the Australian market
1996	Became one of the first non-bank mortgage lenders involved with mortgage-backed security lending in Australia
1997	Introduced the AIMS Business Loan
	Awarded the MBS Program - Gold Lender
1998	Opened the AIMS Melbourne office
	Awarded the Non-Bank Mortgage Lender of the year - MBS Program
	Received the Gold Lender award - MBS program
1999	Sourced $204 million of home loans included in a public bond issue of $500 million mortgage-backed securities
	Received the Certificate of Accreditation - MBS Program
	Received the Gold Lender award - MBS Program
	Received the National Bronze award - Your Mortgage Magazine
	Received the Outstanding Home Loan Product award - Your Mortgage Magazine
2000	Issued $270 million AIMS mortgage-backed securities, rated "AAA" by Standard & Poors and FITCH Ratings
	Received the Certificate of Excellence award - CGU Lenders Mortgage Insurance
	Received the Australian Home Loan Contribution award - CGU Lenders Mortgage Insurance
	Received the Gold Medal for the AIMS Variable Rate Loan, Second Home Buyers - NSW, VIC, TAS - Your Mortgage Magazine
	Received the Gold Medal for the AIMS Variable Rate Loan, First Home Buyers - NSW, VIC, TAS - Your Mortgage Magazine
	Received the Bronze award, Mortgage Offset of the Year - Personal Investor Magazine
	Received the Milestone award - MBS Program
2001	AIMS Home Loans, in conjunction with the Sydney City Council, was the major sponsor of the Sydney Chinese New Year Festival celebrations
	Became one of the first non-bank lenders in Australia to introduce a non-bank credit card - the AIMS OneLink MasterCard
	Opened the AIMS Brisbane office
	Selected as one of the "Five-Star" Mortgages - Australian Property Investor
	Received the Outstanding Contribution award - GE Mortgage Insurance Services
	Received the Excellence award - CGU Lenders Mortgage Insurance
	Received the Silver Medal for the AIMS Variable Rate Loan, Second Home Buyers - Your Mortgage Magazine
2002	Issued $580 million AIMS mortgage-backed securities, rated "AAA" by Standard & Poors and FITCH Ratings
	Winner of the "Best of the Best" Standard Variable Home Loans Award - Money Magazine
	Received the Personal Investor Magazine Awards for Excellence in Financial Services in the Standard Home Loan category
	AIMS became a self funded Lender with its own RMBS securitisation program.
2003	Winner of the "Best of the Best" LoDoc Home Loans Award - Money Magazine
	Winner of the "Peoples Choice Award" Best LoDoc Home Loan Product - Mortgage Know How
	Launched the first AIMS Local Community Financial Services Centre (Aug 2003)
	AIMS expanded internationally, opening an AIMS office in China.
	Launched AIMS Money Market, adding several new products and services for AIMS customers
	Launched the 24-hour customer service loan enquiry systems; NetDirect and PhoneDirect
	Launched AIMS Home and Content Insurance program with Hollard Insurance
	AIMS became a founding member of the Council of Mortgage Lenders
	Launched the second AIMS Local Community Financial Services Centre (Sep 2003)
	Launched the third AIMS Local Community Financial Services Centre (Oct 2003)
2004	Winner of the Your Mortgage Magazine Award entitled; "Australian Best Loans: Top 10 Introductory Loans by comparison rates". AIMS was placed 1st for its AIMS Variable 1 year fixed, and 4th for its Smarter Way 1 year fixed.
	Launched a $568 million bond issue which are all rated by Standard and Poors and Fitch Ratings.
	Sourced $384 million of home loans included in a A$1,456 million Euro public bond issue, rated AAA by Standard & Poors and Aaa by Moodys.
	Launched the fourth AIMS Local Community Financial Services Centre (Feb 2004)
	Launched the fifth AIMS Local Community Financial Services Centre (Feb 2004)
	Launched the sixth AIMS Local Community Financial Services Centre (Mar 2004)
	Launched the seventh AIMS Local Community Financial Services Centre (Apr 2004)
	Launched the AIMS Advantage AMEX Credit Card
	Launched the eighth AIMS Local Community Financial Services Centre (May 2004)
	Launched the ninth AIMS Local Community Financial Services Centre (May 2004)
	Launched the tenth AIMS Local Community Financial Services Centre (June 2004)
2005	Issued $400 million Residential Mortgage Backed Securities Bonds, garnering a AAA rating from Standard & Poor's and Fitch Ratings
	Achieved Finalist Status, Money Magazine Awards 2005, Best of the Best LoDoc Loan No Credit Impairment Category for the AIMS Gold LoDoc Variable
	Achieved Finalist Status, Your Mortgage Magazine Mortgage of the Year Awards 2005, First Time Investor Variable Interest Rate Loan Non-Bank Category for the AIMS Super Rate Variable
	Achieved Finalist Status, Your Mortgage Magazine Mortgage of the Year Awards 2005, First Home Buyer Variable Interest Rate Loan Non-Bank Category for the AIMS Super Rate Variable
	Launched an AIMS Local Community Financial Services Centre in Cabramatta NSW
2006	Achieved CANNEX Five Star Rating for the AIMS Super Rate Variable Home Loan
	Bronze Medal Winner, Your Mortgage Magazine's Mortgage of the Year Awards 2006 for the AIMS Super Rate Variable Loan, First Home Buyer Category
	Awarded Highly Recommended for Excellence in Customer Relations, 2006 Australian Achiever Awards (for NSW Finance and Insurance Services Category)
	Launched an AIMS Local Community Financial Services Centre in Blacktown NSW