If you are refinancing an existing loan or considering purchasing a restaurant, shop, factory or other industrial business, make sure you contact the
AIMS Commercial Loans specialist.
Commercial finance for construction properties is also available.
| The benefits of an AIMS Commercial Loan |
- Personalised services from dedicated relationship manager with years of experience.
- Approval within 3 to 5 days from application.
- The approval process is similar to residential investment loans.
- Very competitive interest rates, serviceability requirements and terms and conditions.
- We have removed many barriers to doing and keeping commercial mortgage business.
- Partially secured commercial property and supported with residential property.
| Additional features |
| Commercial/Construction finance up to $100 million |
| LVR of up to 75% |
| Line of credit up to $2 million |
| Interest only for the first 5 years |
| Terms up to 20 years for commercial secured property |
| No annual reviews |
| No rollover risk - no need for reapproval after the first say 3 or 5 years |
| No valuation updates |
| No regular account keeping fees regardless of the loan amount |
| Owner occupied properties are acceptable |
- Retail shops, offices, CBD office buildings, factory/warehouse/showroom, residential construction loans, residential dwelling/units/townhouses, block of units, medical/professional suites, commercial construction loans, major fast food franchise, serviced apartments, restaurants, reception centres, panel beaters/smash repairs, car park/car yards, vacant land - industrial/commercial, guest and boarding house, service station - Australia wide.
- House and land zoned Rural Residential (or similar) where serviceability is not from that property (i.e. not a farm), land size is no more than 5 hectares and the property is in a population area of no less than 10,000.
- Overseas bank guarantee may also be considered.
- Limited loans to non-residents are available.
If you have any further enquiries, or you wish to apply for a commercial loan,
call 1300 132 467 or send an email to AIMS Home Loans. |